Looking for a short term loan? Have bad credit? Don’t worry about your credit history.
Lenders have to perform some type of credit verification, but because the lenders we work with are capable of performing a non-traditional credit check, it’s unlikely to impact your credit score. There are many types of credit checks out there and every lender does do at least some kind of check. Even if all they do is verify your employment, this is a type of credit check too. Because the lenders we work with do business in smaller dollar amounts for payday loans, it’s possible for them to examine your current ability to repay the loan without relying heavily on your past lending or credit history.
If you want a better chance of getting a fast approval for your requested unsecured loans, be sure that you fill out the form completely and do so during regular business hours. Also make sure that you only request a loan amount that you can easily repay with the term of your contract.
Please also make sure that you look at the reason why you’re considering applying for bad credit loans through Friendly Lender. These types of loans are not intended to be a solution to all of your financial hardships. Some common reasons that people apply for these types of loans are: avoiding late payment fees on a bill or on the rent, last minute emergency expenses such as a car repair or medical expense. If you are in some of those situations, you might consider requesting a loan through Friendly Lender’s and the many direct lenders we work with. Should you receive an approval decision, make sure that you read your contract thoroughly, especially the fine print before you sign it so that there aren’t any surprises for you down the line.
We believe that everyone has the right to request a short term loan online, regardless of their past. If you have poor credit, no credit or bad credit you deserve to have the same chance to request a short term loan as someone who has good credit. This is why our company was founded, to create more opportunities for people like you, so don’t be discouraged if you have bad credit. Request a loan through the direct lenders that work with Friendly Lender to get the cash you need.