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Short Term Loans

It’s easy to request short term loans online in Canada. Just fill out our form and it will go through a review process after it has been submitted. Then you wait to hear back from one of our direct lenders to find out if your request has been approved. It only takes a few minutes to complete the form, so get started today!

When you complete the form for your short term loan, please be sure that you fill it in completely and accurately. Any inaccurate information on your form may slow down the approval process and make it more difficult for you to receive an approval decision in a timely manner. This is crucial if you are in a situation where you are considering an emergency loan. Online loans are faster to apply for than a traditional loan through a bank and the lenders we work with can sometimes give you an approval within minutes, which can be a primary reason that many individuals seek out short term loans online. There’s also no need to stand in line and wait your turn to hand in a form to a clerk.

What is a Short Term Loan?

Short term loans are a type of payday loan that can be used by consumers to get some extra funds between paycheques. Online payday loans must be paid back within a few days, or weeks. Typically these loans should be repaid on or before your next paycheque. The term for your short term loan will be in the contract that you receive when your loan request is approved by your lender and the terms for these loans vary depending upon the lender you are working with. Be sure to read your contract thoroughly and ask your lender any questions you may have before you sign.

Why Choose a Short Term Personal Loans?

At Friendly Lender, we work hard to improve your chances of getting approved for a short term loan. If you made your request through a store front lender, your request might get declined, leaving you high and dry, but because we work with multiple lenders and put your request in front of many of them, rather than simply working with only one lender, you have a greater chance of getting an approval, even if you have bad credit or a poor credit score.

Thanks to the innovative online form found on our website, you can fill out your loan request from the comfort of your own home. You don’t need to go to a computer if you have a smart phone in your hand. Our form works on any platform, using a device you already own.

Can I Get a Short Term Loan With Bad Credit?

Looking for a short term loan? Have bad credit? Don’t worry about your credit history.

Lenders have to perform some type of credit verification, but because the lenders we work with are capable of performing a non-traditional credit check, it’s unlikely to impact your credit score. There are many types of credit checks out there and every lender does do at least some kind of check. Even if all they do is verify your employment, this is a type of credit check too. Because the lenders we work with do business in smaller dollar amounts for payday loans, it’s possible for them to examine your current ability to repay the loan without relying heavily on your past lending or credit history.

If you want a better chance of getting a fast approval for your requested unsecured loans, be sure that you fill out the form completely and do so during regular business hours. Also make sure that you only request a loan amount that you can easily repay with the term of your contract.

Please also make sure that you look at the reason why you’re considering applying for bad credit loans through Friendly Lender. These types of loans are not intended to be a solution to all of your financial hardships. Some common reasons that people apply for these types of loans are: avoiding late payment fees on a bill or on the rent, last minute emergency expenses such as a car repair or medical expense. If you are in some of those situations, you might consider requesting a loan through Friendly Lender’s and the many direct lenders we work with. Should you receive an approval decision, make sure that you read your contract thoroughly, especially the fine print before you sign it so that there aren’t any surprises for you down the line.

We believe that everyone has the right to request a short term loan online, regardless of their past. If you have poor credit, no credit or bad credit you deserve to have the same chance to request a short term loan as someone who has good credit. This is why our company was founded, to create more opportunities for people like you, so don’t be discouraged if you have bad credit. Request a loan through the direct lenders that work with Friendly Lender to get the cash you need.

Can I Get a Short Term Loan With No Credit Check?

Some other lending companies claim to offer “no credit check loans.” This isn’t true. Every loan comes with at least some sort of credit check.

Whether that credit causes a change in your FICO score like a hard credit check will, or a non-traditional or “soft” credit check which simply examines your current employment and ability to repay a short term loan immediately, you will undergo at least some type of credit verification.

Even though a no credit check loan is not an option, there are short term loans that require no collateral that may still be available to you even with poor credit, or no credit. There are a variety of loans to fit a variety of needs, whether that is short term, or if you need longer term payment options.

Friendly Lender does its best to help you request the loan product to suit your needs. So consider requesting a loan through Friendly Lender’s direct lenders and fill out our form to request a loan today!