Friendly Lender

For those with bad credit, and no collateral

Payday Loan Alternatives

The payday loan alternative offered through Friendly Lender offers those with bad credit, and no collateral a chance to secure financing in between paydays. Friendly Lender established a network of industry leading professional lenders who seek to issue loans immediately, through e-transfer directly to your bank account, “24/7.” Simply follow the instructions of our easy to use, and secure online application; providing us with both your, employment, and banking information. If approved, your money may then be sent to you in as soon as one day, via e-transfer directly into your bank account, for your convenience. And what’s more: you can do this all from the comfort, and security of your home, “24/7.”

*Does Not Affect Your Credit Score

What is an E-Transfer Payday Loan Alternative?

     One of the most notable ways e-transfer payday loan alternatives differ from traditional payday loans is that they offer those who use them the convenience of having the loaned money deposited directly into their bank account. At Friendly Lender we work with a network of bad-credit loan professionals who specialize in payday loan alternatives, who do not necessarily require a credit check, nor collateral, and who deliver funds through e-transfer, offering you the most convenience possible. Like other traditional payday loans, e-transfer payday loan alternatives are transfers of a relatively small amount, meant to act as a source of financial relief to those that need to cover expenses in between paydays, where their pay cheque falls short. Once issued, loan recipients are then given a payment schedule to follow in order to pay back the loan’s principle amount and interest.

Requirements for Your Loan Application

     When you are looking to secure money quickly, you may be concerned about how you are going to secure the cash you need without delay. People may have a bad credit score, and may not be able to offer collateral to support their loan application; but with Friendly Lender, we still may be able to help. Our extensive network of bad-credit lenders has produced millions of dollars worth of payday loan alternatives through e-transfer to Canadians, without necessarily performing credit checks, nor requesting any collateral. So rest assured, Friendly Lender may be able to help you. 

Who is Eligible?

Information You Need to Provide to Friendly Lender to Apply for a Payday Loan Alternative

     To apply to conveniently receive a payday loan alternative, through e-transfer directly into your bank account, through Friendly Lender, here is the necessary information you must provide on our easy to navigate online application:

  • Your name
  • Your address
  • Your contact information
  • Your birthdate
  • The amount of money you want to borrow; from $100 to $1,000
  • Your banking information
  • Your employment information
Applying for an online loan is as easy as 1-2-3

How it Works

Using Your E-Transfer Payday Loan Alternative

     Canadians have come to rely on Friendly Lender in times of financial strain, to help provide them with fast, secure e-transfer payday loan alternatives because we respect their privacy. Once a loan has been secured through us, neither the lenders we work with nor ourselves will pry into how you use those funds. These e-transfer payday loan alternatives are made available for any purpose; and some common uses include: 

  • Emergency car repairs
  • Home repairs or updates
  • An unexpected household bill
  • Medical expenses
  • Travel costs
  • Housing deposits or down payments

How E-Transfer Payday Loan Alternatives Work, with Friendly Lender

     When Friendly Lender’s network of bad-credit lenders evaluate e-transfer payday loan alternative applications they generally do not need to rely on credit scores; nor do they require any supply of collateral. When making a decision on loan applications it is not uncommon for the lenders in our network to rely solely on the potential that your current job demonstrates in allowing you to repay loaned money. So if you do have a bad credit score and are in need of payday relief no matter what, Friendly Lender may be able to help you.