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Personal Loans

At Friendly Lender, we strive to provide you with solutions to help you meet your financial needs. There are a lot of options when seeking out a personal loan. We know that you can choose to work with a large variety of companies and some other companies might claim to be the best at what they do, but at Friendly Lender, we work hard to make the process simple and quick to help you get the smoothest experience when you’re shopping for a personal loan.

If you want a personal loan without a lot of hassle, Friendly Lender is here to help you find the personal loan in Canada you’re looking for. Our online form is simple, easy to fill out and that takes a lot of the guess work out of requesting a personal loan. It’s also convenient because you can fill out the form using any device that you already own, whether that’s a smart phone, tablet or computer.

What is a Personal Loan?

Canada Personal Loans are loans that you can apply for online. The loan amounts are available up to $1,000 and coulbe be available as soon as the next day if approved. Personal loans are one option for providing short term financial assistance. Whether you have a family emergency, are on vacation, need to do an urgent home or car repair, personal loans are there for you to make use of.

In some cases, individuals with bad credit can also apply for and receive personal loans. The amount financed can be used to consolidate debts, which can help limit the negative credit impact of paying bills late. Consolidation has many other benefits, the most obvious of these is reducing the number of payments you make.

Getting a personal loan through Friendly Lender is safe, secure and can be a reliable way to help you get emergency cash. Compared to other lending options, personal loans offer you greater flexibility to aid in meeting some of your financial needs.

If your personal loan is approved, the funds are typically distributed in a single electronic payment that is deposited directly into your account with your bank. The duration of the term of your loan varies based on the amount borrowed and are usually short term. Short term loans can be anywhere from a few to several months in duration. Larger loan amounts may have longer terms. It’s important that you discuss all of these possible options with the lender before signing a contract.

Are you thinking, “I need money now?” Personal loans through Friendly Lender can help you get money quickly. If you’re wondering if you qualify, Friendly Lender can help with that too. There are some basic criteria that you’ll have to meet in order to be potentially approved for financing: a steady source of income, a check of your lending history, validation of your identity and, in some cases, your credit score will factor into the decision.

To summarize, Friendly Lender can help you with the following:

  • Safe, secure and easy to fill out form
  • Loan amounts can be up to $1,000 fast cash
  • In some cases, you can get a decision within minutes
  • Request a loan from any device, in the comfort of your own home.
  • Should you be you approved, your loan coiuld be deposited as soon as next day

How to Get a Personal Loan With Poor or No Credit?

Need a cash advance, but have bad credit? There are still some options for you. You can choose either a secured or unsecured personal loan. Unsecured personal loans charge a higher interest rate, because the lender has no collateral. A secured loan requires collateral, such as your home or your car. Other lending options available to you included requesting a payday loan online. Payday loans, or installment loans range between $100 and $1,000 and are very short term. These loans often do not require a hard credit check and utilize industry specific data to make lending decisions. At Friendly Lender, we help individuals with bad credit facing urgent needs for cash by connecting you with our direct lenders or acting as a liaison for other lenders to manage your request. We work closely with many lenders of short term loans to give you the best chance of receiving a decision on your loan request.

What Are the Benefits of Obtaining a Personal Loan?

There are many benefits to obtaining a cash advance, personal loans, installment loans or short term loans. A quick approval decisions means that you know that your requested loan amount will be on its way once you are approved. They also offer flexibility to utilize the funds for many personal needs. Individuals with a pressing need often seek out online lenders because they may have a lower credit score which makes them ineligible for a traditional loan, even if they have the ability to repay the loan.

One option for these individuals is an unsecured personal loan with one of the direct lenders working with Friendly Lender. These loans enable these types of individuals to get closer to their financial goals without any complicated procedures and the turnaround time from filling out the form to request a loan, to getting a decision is shorter than when applying for a traditional loan, which means your loan amount gets to you more quickly than it would with a traditional loan situation.

At Friendly Lender, we understand that from time to time you need a little help and your credit isn’t the best, there are possible solutions that can be offered through the lenders we work with. The direct lenders may tailor a plan that meets your needs to your needs and can do their best to help you get the loan you’re looking for.

How Long Does It Take to Get a Personal Loan?

Getting your personal loan request response can vary from lender to lender. Many responses happen within minutes of submitting the form. Be sure that you fill in the form with accurate information before you apply, any inaccurate information on the form might slow down the process. Once you are approved for your short term loan, you will need to be sure that you review the terms of your loan carefully and ask your lender if you have any questions, then you sign the contract. Once the loan agreement is signed, your lender will electronically deposit the funds into your account and, in some instances, the funds may be available as soon as the next business day.