Easy as 1 - 2 - 3
1. Apply Online
Complete our secure online application In 5 mins.
2. Quick Decision
Get an almost instant decision on your application.
3. Receive Money
Funds deposited in your account as soon as next business day for new users.
Get the financial support you need with an online loan
Our team is dedicated to supporting you through difficult financial patches. We understand that applying for a loan can be stressful, which is why we’ve made our application process simple and straightforward. With just a few clicks, you can apply for a loan and get a decision in no time.
Don’t let a lack of funds hold you back. Apply for a loan with us today and take control of your finances.
It Only takes a few Minutes to apply
- Must Be At least 18 Years Of Age
- Be a legal Canadian National or a Citizen
- Have a Stable Source Of Income
- Must Have a Valid Active Bank Account
Frequently asked questions
Short-term loans generally range in the area of $100 – $1000. Dependent on the information in your application, the lender decides the amount you are qualified to receive. This amount is typically subject to increase as you successfully repay your online loans in the allotted time period.
Bad credit will not automatically disqualify you for a short-term loan. Lenders take various factors into consideration when they review and approve your loan application.
Upon approval, the majority of short-term online loans acquired through Friendly Lender are delivered to you electronically within a period of 24 hours, not including weekends or holidays.
Friendly Lender prides itself in delivering fast approvals because we understand the importance of receiving your loan rapidly in the event of financial emergencies.
Payday lenders do not usually do a ‘hard’ credit check using credit bureaus, but will often ensure information provided is accurate.
You may use our website to submit an online request for a loan. We work with many lenders at the same time, increasing your chances of approval.
Customers reviews
What people say
We have helped thousands of canadians Like you in need.
applying does not affect your credit score
Loans range from $100-$1,000 with terms from 4 months to 24 Months or longer. APRs range from 29.99% to 46.96% and will depend on our partner’s assessment of your credit profile. For example, on a $1,000 loan paid monthly over 12 months at 29.99% APR, a person will pay $125.09 per month for a total of $1,501.08 over the course of the entire loan period. In the event of a missed payment an insufficient funds fee of around $45 may be charged (dependent on the lender).