If you have a good credit history, a personal loan online may be an option for you, but you should know that these loans are not the best choice for when you need quick cash. Unlike payday loans and cash advances, many lenders will require a credit check in order for you to be approved for a personal loan.
Friendly Lender has staff on hand that can help you request a payday loan so that you can get the cash you need, fast. If you just need a little cash to keep things going until your next paycheque, consider a payday loan through Friendly Lender’s direct lenders.
Payday Loans are an easy way to request money from a lender without a hard credit check or a complicated application process. Simply fill out the online form which takes only a few minutes to complete.
This is how it works: You fill out the form, making sure to completely fill in all the blanks and that all of the information you provide is accurate. Any inaccurate or missing information will slow down your decision. If your request has been approved, you will be sent to a page where you can review your contract. Be sure that you read the entire contract, including the fine print. Your interest rate and repayment terms will be available for your review. Ask your lender any questions you may have before you sign the contract and return it. Once all of that is complete, you will receive a deposit of the loan amount. On or before your next payday, you pay the money back to your lender and you’re done! The smart way to do this is to never request a loan for more than you can pay back inside the term of your lending agreement.
You may be thinking, “I need fast cash.” If you are, fast cash loans or an online cash advance may be the right choice for your situation. A cash advance is a lot like a payday loan, except that you don’t have to pay it back as quickly. When you receive a cash advance, the funds are deposited directly into your banking account and you can use it for any purpose. Some common reasons people consider applying for a cash advance are:
- Overdue Bills
- Rent overdue
- Medical fees need to be paid
- Auto repairs that can’t wait
Friendly Lender and the lenders we work with don’t need to know what the money is for. We understand that everyone falls on hard times every now and then. Your financial situation may be the result of bad luck and we believe that everyone deserves the chance to request loans when these situations fall upon them. Your cash advance may be able to help you recover from tough financial situations if you use the opportunity wisely, but how you use that opportunity is up to you.
Both of these types of loans are intended to be emergency loans.
You should also know that there is no such thing as a “no credit check” loan. Every lender performs a credit verification, even if all they do is inspect your paystub. Do not be fooled by companies offering “no credit check loans.” These do not exist in this industry, but don’t let that discourage you from requesting a loan with Friendly Lender’s and the direct lenders we work with!
It doesn’t matter whether you need $100, 300 or 500 dollars fast cash. It takes just a few minutes to complete the form and the lenders we work with make fast decisions, so you will know if you’re approved quickly to get fast cash.