Friendly Lender

Guaranteed Payday Loans Canada

When you’re already dealing with the stress of financial woes, you don’t want to also deal with the hassles of uncertainty. When you’re trying to solve a problem with your cash flow, going through applications only to find out that you’ve been rejected and wasted your time is frustrating. What if there was an option for a personal loan that was approved no matter what? That is essential what is meant by a guaranteed payday loan. 

What are Guaranteed Payday Loans?

Payday loans are small personal loans designed to help you bridge a gap in your finances. Perhaps an expected bill came through. Or perhaps you need to do some emergency repairs for your car and the expense isn’t in your regular budget. If you don’t have a bit of cash stashed away, you’ll need to find some in a hurry. That’s where payday loans come in.

While payday loans aren’t truly instant loans, they do get money in your account very quickly. You apply for a payday loan using your regular paychecks as evidence that you can repay. The lender processes your application, sees that you meet the requirements and then approves your loan. Provided you meet the lender’s basic requirements, these small loans may be considered guaranteed payday loans. That means you can apply for the loan with confidence, knowing you won’t be wasting your time and energy. 

Payday loans aren’t designed to be high dollar loans. These aren’t for buying new cars or homes. Instead, a payday loan is a loan between $100 and $1000 designed to help cover small financial emergencies when they arise. Since payday loans are so small, they are easy to work with and easy for lenders to approve. You need only meet the criteria for the loan, and cash can be in your account in a matter of just days.

Are Payday Loans Guaranteed in Canada?

Getting a guaranteed payday loan may appear to be the ideal answer to your money problems. These loans, on the other hand, do not exist, and each lender has various criteria that must be met before receiving approval for a loan. These lenders have the right to deny applicants they determine are too risky based on whether or not they meet the requirements or are

Some people may be duped by deceptive advertisements with promises of guaranteed loans no matter what, but our reputable lenders don’t operate that way since they care about how their consumers feel while applying for credit rather than just making money off them.

 But, you can apply for online loans with high approval rates in Canada often called no refusal loans. The lender will ask you to complete a short application for the loan. You will also be asked to supply certain supporting documents to show that you meet the basic requirements of the loan. Once you’ve applied, the lender will review your application and, when approved, offer you the terms of the loan you’ve requested.

If the terms of the loan are agreeable, you’ll confirm them and then the lender will use your bank details to send cash directly to your bank account. Once the funds arrive in your account, you’ll be able to use them however you’d like to help cover the financial need in your household. When it’s time to repay the loan, the lender will initiate automatic withdrawals according to the terms of the loan and you’ll have your loan repaid quickly and easily. 

Applying for an Online Loan is easy as 1-2-3

How it Works

Fast Decision Loans with Friendly Lender

When money woes arise, you are already feeling pulled thin and stressed. You don’t want to add to your stress by trying to fill out multiple applications and wait days for decisions on whether you can borrow money. 

Fast decision loans are designed to help you get the cash you need as quickly as possible. You apply, you demonstrate you meet the criteria, your loan is approved and you have cash in your account as quickly as possible. The process is smooth and simple, making it ideal for situations when you can only solve an emergency with a bit of extra cash.

When you work with Friendly Lender, you can count on a fast decision and that means having money in your account quickly. To apply with Friendly Lender, start by gathering the necessary information. You’ll need:


  • Your identification
  • Your contact information
  • Your bank account information
  • Evidence of your income, like bank statements or paystubs

Once you’ve assembled the necessary items, apply for your loan! Tell us what you’re looking to borrow, and we’ll quickly process your application to be sure we have everything we need and then we’ll get your money to you as quickly as we can. 

Being unprepared in a financial emergency is incredibly stressful. When you need cash to solve a pressing problem, you don’t want to add to your concerns by waiting around, applying to multiple places, and dealing with rejections. With fast decision payday loans, you can get the answers you need – and, more importantly, the cash you need – as quickly as possible. You’ll have what you need to take care of the issue and get back to what matters – living your life.

Related: 5 Common Reasons to get an Emergency Loan

Who is Eligible?