Friendly Lender

Payday Loans in Oakville

Our application process is straightforward, you can apply for up to $5,000 with a few clicks and receive your money in as little as 24 hours.

payday loans in Oakville

What Are Payday Loans in Oakville?

Payday loans offer a quick financial solution to help pay for unexpected expenses. Short-term and repaid on the next payday, these loans can offer a lifeline to those unable to cover their immediate expenses. Friendly Lender offers a simple online application process, which has taken the payday loan industry by storm. We’ve made payday and personal loans more accessible than ever. You can cover almost any expense with these small-dollar loans, from urgent car repairs to rent, groceries to gasoline, and more – no credit check required for our application! Apply online now.

The Soaring Prices in Oakville

According to one report, the cost of living in Oakville is 22% higher than the national average. Food and housing are ranked as less affordable than the provincial average. The largest expense Oakville residents face is housing, with the average rent for a one-bedroom apartment sitting at around $2,500 per month and the average rent for a two-bedroom apartment sitting at over $2,700 per month. Large population increases and a housing shortage have contributed to the skyrocketing prices.

Meanwhile, the new living wage in Oakville is estimated at over $25.00 per hour, far in excess of the new Ontario minimum wage of $17.20 per hour that is set to come into effect this fall. This leaves many low-paid and minimum-wage Oakville residents struggling to keep up with expenses.

How Can Payday Loans Help?

Facing a rising cost of living and at times insurmountable expenses, many Oakville residents need financial assistance. If you are stuck without cash in between paydays, Friendly Lender offers a simple and easy online application process. We do not check your credit score or credit report. Consider applying now.

How Can I Improve My Financial Health in Oakville?

There are many different ways to improve your financial health, despite the high cost of living. Here are a few common-sense tips:

  • Budget. Following a budget can help you minimize unnecessary expenses and put your money where it’s going to work for you. This may include slowly building a savings account and investing that money so you can earn interest. Even a small weekly or monthly amount of savings could make an enormous difference over time.
  • Build an emergency fund. Have a separate savings account for emergencies. Ideally, you would accrue enough money in that account to cover three to six months’ worth of expenses. This will require careful budgeting and patience.
  • Increase your income. This can be tough to accomplish in today’s precarious economy, but there are opportunities available. Consider building your professional skills by taking online courses or bootcamps. Flesh out your professional skills and apply consistently. You may land the job of your dreams sooner than you think.
  • Maintain a good credit score. Consider signing up for Credit Verify to help you stay on track with your credit score. Discover and fix any mistakes on your credit report and improve your credit score for important financial transactions.

The above tips are just the tip of the iceberg. Consider reading “Emergency Fund: Why You Need One,” “Financial Mistakes to Avoid in Your 20s,” and other articles to help boost your financial confidence.

What Do I Need to Obtain Payday Loans Oakville?

The minimum requirements are as follows:

  • 18 years of age or older.
  • Canadian citizen or permanent resident.
  • Permanent address.
  • Consistent source of income.
  • A valid Canadian bank account that has been active for at least 90 days.

Minimize your NSF transactions and number of active short-term/payday loans to improve your chances of approval.


The cost of living in Oakville has never been higher. Online payday loans are a short-term borrowing solution that could help you cover unforeseen expenses or tide you over until the next payday. Consider applying via Friendly Lender today. We do not check your credit score or credit report, so a bad credit score is not an obstacle to getting an online payday loan. Note: based on the details of your application, you may be connected with online installment lenders rather than payday lenders.

Why Friendly Lender?

At Friendly Lender, we understand the importance of securing loans with bad credit when you need them most. That’s why we have built a strong network of direct lenders across Canada to connect you with the right loan options. When you choose Friendly Lender, you benefit from the following advantages: