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How to Lower Your Credit Utilization Ratio: 5 Smart Tips

5 powerful ways to lower your credit utilization ratio

Overview Your credit utilization ratio represents the percentage of the total available credit that you’re using. You can calculate your credit utilization ratio in the following way: divide the amount you’ve spent by the total available amount and multiply the result by 100. Ideally, you would keep your credit utilization ratio below 30% at all […]

How to Budget on an Irregular Income

how to budget on an irregular income

Overview A growing number of people are opting to work as freelancers or gig workers. More broadly, workers are experiencing lower levels of job security than ever before, with a gradual economy-wide shift away from full-time, permanent, pensioned employment with benefits and toward contract work, freelance work, and gig work. These modes of work come […]

E-Transfer Personal Loans in Alberta

e-transfer personal loans in Alberta

E-Transfer Personal Loans in Alberta: Overview Alberta is experiencing a surging cost of living. E-transfer personal loans can help everyday Albertans cover urgent expenses by offering quick funds deposited via e-transfer. You can apply online via Friendly Lender today – no credit check required! Get E-Transfer Personal Loans in Alberta via Friendly Lender The application […]