How to Lower Your Credit Utilization Ratio: 5 Smart Tips

Overview Your credit utilization ratio represents the percentage of the total available credit that you’re using. You can calculate your credit utilization ratio in the following way: divide the amount you’ve spent by the total available amount and multiply the result by 100. Ideally, you would keep your credit utilization ratio below 30% at all […]
How to Budget on an Irregular Income

Overview A growing number of people are opting to work as freelancers or gig workers. More broadly, workers are experiencing lower levels of job security than ever before, with a gradual economy-wide shift away from full-time, permanent, pensioned employment with benefits and toward contract work, freelance work, and gig work. These modes of work come […]
E-Transfer Personal Loans in Alberta

E-Transfer Personal Loans in Alberta: Overview Alberta is experiencing a surging cost of living. E-transfer personal loans can help everyday Albertans cover urgent expenses by offering quick funds deposited via e-transfer. You can apply online via Friendly Lender today – no credit check required! Get E-Transfer Personal Loans in Alberta via Friendly Lender The application […]