Personal Loans in New Brunswick
The Affordability Crisis in New Brunswick New Brunswick contains just over 2% of Canada’s population and is among the smallest and least populous Canadian provinces. However, the cost of necessities has been rising in New Brunswick as elsewhere in Canada. Home prices in the province have climbed by more than 70% in the past five […]
Personal Loans in Nova Scotia
Intro Nova Scotia is the seventh most populous province in Canada with fewer than one million residents. It is also the second smallest in terms of its land area and the second most densely populated province in Canada. As of 2023, the living wage in Halifax, Nova Scotia’s capital, was estimated at $26.50 per hour. […]
Personal Loans in Saskatchewan
Intro Saskatchewan boasts over one million residents and is the sixth most populous province in Canada. The new provincial minimum wage, which is increasing to $15.00 per hour on October 1, 2024, is not enough to cover the standard cost of living in the province. In Regina, the provincial capital, for example, the living wage […]
Personal Loans in British Columbia
About Personal Loans Personal loans allow the consumer to borrow money for a fee. In British Columbia, regulations govern various aspects of the lending process such as the overall borrowing cost and interest rates. Personal loans can be offered by banks, credit unions, or financing firms. The money can be used to meet various expenses […]
Personal Loans in Alberta
Alberta is the fourth largest Canadian province by land area and the fourth most populous. Alberta’s cost of living is among the lowest in Canada, but that doesn’t mean there aren’t any challenges. In fact, there is a wide gap between the living wage and the minimum wage in Alberta. The living wage in Alberta […]
Payday Loans vs. Installment Loans: What’s the Difference?
In this article, we will look at two types of loans: payday loans and installment loans. We will examine the pros and cons of each. Payday Loans As the name suggests, payday loans are organized around your payday schedule. Typically short-term and high-interest, these loans need to be repaid within two paydays, on average. If […]
When Online Loans Make Sense
Intro It is inadvisable to take out an online loan unless you really need one. However, in today’s affordability and cost-of-living crisis, it doesn’t look as though things will get any easier for most Canadians. We’ve all seen the prices of food, gas, housing, electricity, and other necessities increase post-pandemic. The trend shows no signs […]
Personal Loans in Ontario
Ontario is the most populous Canadian province, boasting over fourteen million residents. It is the second least affordable province in Canada. Many Ontarians are struggling to keep up with their expenses. That’s where personal loans can help. What Is a Personal Loan? Personal loans allow you to borrow a specific amount of money and pay […]
Move Out of Your Parents’ House in Four Easy Steps
Moving out of your parents’ house might seem impossible right now, given the cost-of-living crisis sweeping the globe. However, there are specific steps that you can take to accomplish this important milestone, despite the challenges in your way. In this article, we will explore those steps. Achieving this goal might actually be easier than you […]
Financial Mistakes to Avoid in Your 20s
If you are in your 20s, you may not be that great at managing your money yet. Not to mention that in our 20s, we are often underemployed and underpaid, even though we may have degrees from universities and diplomas from colleges. Therefore, it is particularly important to be careful with your money in your […]