5 Tips to Lower Your Debt-to-Income Ratio
You may have heard of the debt-to-income ratio (DTI) and considered its importance. In this article, we will define the debt-to-income ratio, analyze its significance, and consider five ways to improve your DTI. What is a debt-to-income ratio? The debt-to-income ratio is a metric used to evaluate the extent to which an individual is burdened […]
7 Basic Personal Loan Mistakes and How to Avoid Them
A personal loan can help you bridge a cash shortfall until the next paycheque. However, it is important to take out personal loans responsibly. Discover the seven common mistakes people make when taking out personal loans and how to avoid making those mistakes. 1. Not Reviewing Your Financial Situation Before you apply for a loan, […]
Living Paycheque to Paycheque: How to Break the Cycle
Many Canadians are struggling financially. According to the MNP Consumer Debt Index, over half of Canadians are $200 or less from being unable to pay their bills and debt obligations each month. Meanwhile, according to another poll by Leger, about half report that they are living paycheque to paycheque. If you’re struggling to save any […]
Online vs. In-Person Loan Applications: Which Is Better?
Intro If you’re new to the borrowing process, you may be asking yourself whether it’s best to apply for a loan online or in person. It can be a difficult decision. Online loans typically offer faster application processes and approval times as well as more lenient requirements. On the other hand, applying for a loan […]
Personal Loans vs. Credit Cards: Pros and Cons of Each
Personal loans and credit cards are two different types of credit that cater to different needs in the market. Those who do not have access to more traditional financial services may benefit from personal loans with online lenders. In this article, we will explore the differences between the two types of financial services in more […]
E-Transfer Personal Loans in British Columbia
What Is an E-Transfer Personal Loan in British Columbia? An e-transfer personal loan allows you to borrow quick cash, which you will receive via an e-transfer. E-transfer personal loans can be used to cover a wide variety of expenses. You can obtain such loans in British Columbia via Friendly Lender. Apply online now. Get an […]
FAQ: All About Loan Connection Websites
What is a loan connection website? A loan connection website connects a loan application with a lender deemed suitable according to certain criteria. Typically, upon submitting a quick application online, the response is immediate. The applicant gets connected with a particular lender and may then finalize the process of obtaining a loan on the lender’s […]
Ways to Cope When Money Is Tight
We’ve all been there: our income is barely covering our expenses, and we need to find ways to reduce spending. Here are several tips on how to cope when money is tight – and not just by cutting spending! Roll Back Expenses There are many potential ways to reduce your expenses. Below, we suggest a […]
E-Transfer Personal Loans in Alberta
E-Transfer Personal Loans in Alberta: Overview Alberta is experiencing a surging cost of living. E-transfer personal loans can help everyday Albertans cover urgent expenses by offering quick funds deposited via e-transfer. You can apply online via Friendly Lender today – no credit check required! Get E-Transfer Personal Loans in Alberta via Friendly Lender The application […]
E-Transfer Personal Loans in Ontario
Overview: E-Transfer Personal Loans in Ontario E-transfer personal loans in Ontario allow you to borrow quick cash via a simple online application. Your funds will be deposited directly into your bank account via e-transfer, which is a safe and secure online transaction. You can obtain e-transfer personal loans anywhere in Ontario. Get E-Transfer Personal Loans […]