Friendly Lender

Your trusted source for bad-credit e-transfer loans of up to $5,000, "24/7"; with no collateral required.

Complete your application today; no credit check is required*.

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Personal Loans

Get Up to $1000

Complete your application today.

Canada's Trusted Source For E-Transfer Lending Without a Credit Check*

Specializing in helping hardworking people across Canada meet their financial needs, Friendly Lender is here to help you easily: pay bills; cover unexpected costs between paydays; and even get you access to extra cash for non-essential purchases. Even if you have a bad credit score, we work with a network of lenders that specialize in providing service to those with a poor credit history; working to offer them easy access to cash, “24/7.” This is why Canadians have allowed us to help them secure short-term financing to help them ease their financial stresses between paydays. Plus, we go to ensure ultimate customer satisfaction, with our lending network utilizing e-transfer deposits to get you the money you need, quickly. Life can be hard enough, let us make things easier for you, with our fast, secure , and professional online lending service.

Applying for an online loan is as easy as 1-2-3

How it Works

Friendly Lender Specializes in Providing Canada, with Money Quickly

Payday Loan Alternative
Payday Loan Alternative

When you are in need of cash quickly and payday is too far away to cover your expenses, look to Friendly Lender and you could receive a lump-sum payment as soon as tomorrow!*

Learn About Payday Loan Alternatives
E-Transfer Loans
E-Transfer Loans

Loaning made simple. Our lending network provides their customers with easy access to their cash after approval, via e-transfer; so they can use their money with practically no delay.

Learn About E-Transfer Loans
Installment Loans
Installment Loans

Take the hassle out of loan repayment with Friendly Lender’s instalment loan option. Pay back your loan when you can, according to how much you can afford. We strive to offer stress-free lending

Learn About Installment Loans
Emergency Loans
Emergency Loans

If an unexpected financial obligation introduces itself to you in between paydays and your pay cheque will not cover those costs, look to Friendly Lender to help you secure an emergency loan to use how you see fit in between paydays when money is tight.

Learn About Emergency Loans
Bad Credit Loans
Bad Credit Loans

We recognize that bad credit may make it harder for you to pay your bills. That is why the lenders we work with do not necessarily rely on credit checks to evaluate loan applications.

Learn About Bad Credit Loans

* Approved loans will typically be funded the next business day. Note that errors in your application, particularly with bank routing and account numbers, will impact the lender’s ability to fund and cause delays. In some cases, a customer service representative may contact you to verify your information before approving your request for a loan

Why Canada Chooses Friendly Lender to Access E-Transfer, and Other Types of Loans

Working with a Network of Lending Professionals, Who May not Require a Credit Check.

Friendly Lender works with many lenders to help give you access to cash quickly even if you have a bad credit score. Lenders in our network may utilize unconventional standards when reviewing loan applications, which may not involve the use of a credit report. This offers those with a poor credit history a better chance to secure the money they need when they need it.

No Matter What, All Applications are Accepted

Regardless of your credit history, and an inability to provide collateral, Friendly Lender works hard, “24/7” to give you access to a network of lending professionals that specialize in bad-credit lending; to help you get the money you need when you need it.

Quick Approval

Our fast and easy online, loan application process can provide you with an immediate decision after submission. And if approved, and accepted, any loaned money is then deposited directly into your bank account via e-transfer, for your convenience.

Next-Day Availability

Those that submit applications that get fully approved and verified are usually funded the following business day; but please be sure to make yourself available by phone and email in case one of our lenders require more information from you. Once that is done, they will send you a a lump-sum e-transfer payment.

Apply for Online Loans in Canada, Fast

Friendly Lender’s fast, e-transfer loan service is an easy, and secure way to access cash; even with a bad credit score. You can get up to $5,000 within 24 hours of submitting your application!

What Our Customers Say

"Friendly lender was able to help when my bank wasn't. They got my family through tough situation. I can't be more thankful to them."
Alberta, Canada