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Once in a while, we all need a bit of extra cash. Your credit card rate may be sky-rocketing, you may have important purchases to make or emergency renovations to be done on your dream house. No matter the reason, Friendly Lender is here to help you obtain a fast online cash advance and give you peace of mind. See why Friendly Lender may be the right choice for you below and take the first step to lifting the weight off your shoulders.

Why Is Friendly Lender The Right Choice For You?

  • Emergency Cash for when you’re in a crunch.


    A fast online cash advance will help you and your loved ones cover unforeseen expenditures, between paychecks or for something as simple as a car repair. Short-term loans are also helpful for avoidance of late fees, reactivating disconnected services and bypassing overdraft charges from your bank.

  • Approvals in a flash.


    Upon completion of our fast online cash form, a response will be sent to you instantaneously. Once your application for a short-term loan has been approved, you will be guided every step of the way until your cash has been received.

  • Accepted regardless of credit type.


    In contrast to traditional loans, credit checks are not required in most cases for short-term cash advances. Your capacity to repay the loan will be assessed by a lender through employment and banking info, but no formal inquiries to major credit bureaus will be made. Friendly Lender is here to assist you no matter your situation and help put your mind at ease.

  • Next-day availability.


    Applications that have been fully approved and passed verification are usually funded the following business day. Some fast cash loans may even be eligible for funding on the same day! Please be sure to make yourself available by phone and email in case more information may be required. If you have any unanswered questions, take a moment to visit our FAQ section.

Frequently Asked Questions About Short-Term Loans

  • What is a short-term loan?

    A short-term loan is an unsecured cash loan designed to help you until your next payday. Customers choose short-term loans to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties.

  • How much can I borrow?

    Usually, short-term loans range from $100 - $1500. The lender will decide, based on your application, how much you can qualify for. After successful repayment of your loan, your loan amount may increase on any future loans.

  • When can I get my money?

    Once approved, most short-term loans are electronically deposited directly into your account within 24 hours excluding weekend and holidays.

  • Do I qualify for a short-term loan?

    First, you must be 18 years or older and a legal resident of Canada. Most lenders only require that you have an active bank account and receive over $800 a month in take home pay. A valid email address and working phone number are also required.

  • What if I have bad credit?

    Short-term loans are available to borrowers of all credit types. Even with bad credit you can still qualify for a loan. Your credit score is not a factor in receiving the loan in most cases.

  • What types of fees are involved?

    The lenders in Friendly Lender's network are very competitive with their fees. Short-term loans can be more expensive than traditional bank loans and are only intended for short-term needs. Please be sure to understand all terms and costs before accepting a short-term loan.

  • Are there any restrictions on use of funds?

    No, you may apply for and use the loan for any purpose you choose. Common uses for short-term loans include paying bills, avoiding late fees, helping with rent or mortgage, or simply needing extra cash before the next paycheck.

For a comprehensive list of FAQs, please click here.